Sources of Finances Equity Entrepreneur and team members Friends & family Business angels Venture capitalists Other companies/strategic investors Stock Markets Debt Banks Leasing companies Government agencies Customers or suppliers (i.e. trade credit) Bootstrapping (i.e. credit card, working capital management, etc) Advertisements
Large Banks Small Banks use more purchased funds (such as fed funds) and have fewer core deposits (deposits such as demand deposits that are stable over short periods of time Lend to large corporations Interest rate spreads (i.e., the difference between their lending rates and deposit rates), & net interest margins (i.e., interest income … More Large Banks vs Small Banks
The United States of America, as the world’s largest economy apparently has its nearly 150 million people considered “low income” or “poor”. Michael Zweig, Professor of UMich and Director of social class study, define poverty as a state of deprivation or lack of the usual or socially acceptable amount of money or material possessions. Indeed, … More Why is it very hard to erase poverty?
Abstract As Professor asked each student what question that we always curious about, my thought instantly goes to huge social inequality in the world. Born and raised in a third world country, many of Indonesians live in mansions, have at least one $2,000 handbag, yet we hire maid, 24/7, for only $80 a month. After … More Same Humans, Different Fate
Hi everyone! Today I’m going to share my favorite article of the day. It is about financial challenges in the future that we, as Millenials, can start to look, and perhaps see if we can come up with creative ideas. I got my data from World Economic Forum website. Here’s my takeaway: Access to financial … More Biggest Global Financial Challenges in the Future
In order to have more than 10% of publicly traded bank, one has to be a bank holding company. Warren Buffett didn’t sell his holding after Wells-Fargo scandal because he believes the bank
I love the dissertation by Franz Hamman titled “Sovereign Risk and Macroeconomic Fluctuations” (2004). I love it specifically because it talks quantitatively about the dynamics of Colombian economy with regard to ‘economic shocks’ (= unexpected things happen in the country that cause significant change). It talks about the implications of monetary policy, the most important … More Dissertation of the Day about Policy Risk and Economic Fluctuations